The Evolution of Insulation

Even though it might be considered by many to be a "modern luxury," insulation is by no means new. In fact, civilizations like the ancient Egyptians and the ancient Romans utilized forms of insulation. The use of insulation to regulate temperatures and protect buildings can by traced from these ancient civilizations all the way to modern times in a state of constant evolution

The perpetual heat radiated by the unforgiving desert sun prompted the ancient Egyptians to experiment with ways to keep their homes as cool as possible. They employed increasingly thick bricks in the construction of their homes as a way to prevent the heat from the sun's rays from penetrating the building. For the cool winter months, they added materials such as papyrus to their interior walls in order to prevent heat from escaping.

The ancient Greeks were responsible for the early use of fireproof asbestos. The material's resistance to flames lent it a quasi-mystical reputation, and it was used in diverse applications, including the wicks for eternal temple flames, funeral dresses, and clothing for imported slaves. In fact, it was the use of asbestos in slave outfits that lead the Greeks to record history's first mention of asbestos's dangerous side effects, as they noted it caused a lung sickness in the slaves who were regularly exposed to it.

Home insulation continued to evolve in ancient Greece. Builders began to experiment with "cavity walls" which consisted of an inner and outer wall separated by an air pocket. The air caught between these walls could help keep a home cool or warm in contrast with the outside climate.

The ancient Romans also discovered the benefits of cavity walls on their own, and then continued to push the evolution of insulation. The Romans, famed for their engineering prowess, even began to install indoor heated water systems. By insulating the heated water pipes (which were usually installed directly under floors) with cork, the Romans were able to pipe hot water directly into a building without overheating the flooring and other areas adjacent to the pipes.

Even the Vikings were aware of insulation's benefits. In order to endure their harsh Northern European climate, the Vikings learned to cake the exterior walls of their homes with daub, an insulating agent composed of livestock dung, mud, and straw in order to seal the buildings from frigid winter weather. The Vikings even began to cover their interior walls with heavy layers of sheepskin as a means to retain heat.

The cavernous stone buildings of Europe in the Middle Ages were obviously prone to the ravages of low temperatures, as they were drafty, damp, cold stone structures. It soon became popular to cover interior walls with large, thick woven tapestries. These served a dual role-to block drafts and to absorb the prominent dampness. The Europeans also began to cover floor with tightly-packed rushes as way to retain heat.

As the Industrial Revolution was ushered in, insulation continued to evolve. Despite the ancient Greeks warnings about its dangers, asbestos became popular once again. The implementation of steam-based technology in manufacturing required numerous hot pipes to be run throughout factories in order to supply steam where needed. These pipes were insulated with asbestos as a means to protect workers from their scalding temperatures. Soon the steam engine burst onto the scene, and demand for asbestos skyrocketed. Asbestos was soon being used to insulate anything and everything associated with hot steam, from boilers and fireboxes to entire boxcars.

Asbestos's popularity continued unabated for decades, until researchers in the 1970s rediscovered what the ancient Greeks had known all along-that asbestos is deadly. This put a stop to asbestos insulation nearly overnight, although it still has very limited industrial applications.

With the fall of asbestos, new kinds of insulation sprung up to fill the void. Fiberglass insulation became highly popular, and was quickly established as the standard form of home insulation. Other varieties, such as Styrofoam sheets and PVC wraps also became prominent.

Eco-friendly Insulation

However, over the last 20 years, concerns have been raised over the potential dangers common types of insulation can pose to the environment. This has led the development of increasingly popular "green" types of alternative insulation.

One highly fashionable method of eco-conscious modern insulation is spray foam insulation. Spray foam insulation is composed of non-toxic materials and much more earth-friendly than traditional varieties of insulation which can typically have a long-term negative effect on their surroundings. Additionally, spray foam insulation provides a much tighter, more thorough seal. This is viewed as particularly "green," as it enables buildings to retain much more heat or cold than traditional insulation, minimizing the energy output of heaters and air conditioners.

As insulation continues to evolve, even more methods of eco-friendly insulation are starting to appear. This includes insulation made from recycled paper, woven cloth, and even sheep wool; these reference ancient methods of insulation which employed some of the very same materials.Spray Foam Direct.com features quick and easy do-it-yourself spray insulation which will save you money and energy. Guardian Energy Technologies Inc. offers the added benefits of reducing our carbon footprint by offering foam it green solutions and balancing their impact through carbon reproduction projects. Visit online today.

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Australian Weddings - Traditions and Etiquette

The marital union of, usually, a man and a woman is a life cycle event celebrated in all cultures and is the focus of considerable folklore. This begins with beliefs and customs that may be observed in the lead-up to the wedding day.

For example, in many Christian or European societies it is widely believed to be unlucky for the bride and groom to see each other for twenty-four hours ' sometimes more, sometimes less ' before the wedding.

The wedding car may be decorated with streamers and also, of late, with a Barbie Doll, dressed in the same material as the bridesmaids' dresses, attached to the bonnet. Other mascots and forms of decoration are also common, including the traditional white ribbons.

Beliefs and customs relevant to the wedding day itself vary widely. In Lithuanian tradition, for instance, it is a popular custom to prevent the bride and groom from entering the reception. The groom must convince the guardians at the door and the guests that he and his bride should be allowed in.

Gifts are offered as an inducement. Barring the way to the fully wed state, with all its attendant rights and obligations, is a widespread facet of wedding customs, a rite of passage that marks the transition of the newlyweds from unmarried to married. Barring customs are also reported in British, American, Japanese and Carpathian tradition.

There are many interesting and colourful wedding customs observed in different ethnic and religious groups in Australia, such as stamping on a drinking glass (Jewish), linking ribbon coronets worn by bride and groom (Greek), the groom arriving at the wedding on horseback (Indian), and sugared almonds being given to wedding guests (Greek, Italian and many other ethnic groups).

The custom of giving sugared almonds has also been reported in France, Wales, England, Scotland, Israel and Belgium. In other places, raw nuts are considered appropriate food and/or gifts at weddings, a continuation of the widespread association of nuts and fertility, though in Italian tradition the nuts are generally said to symbolise good luck.

Almost always, an Australian wedding ceremony is followed by a reception, supper or party for the newlyweds and their friends and families. Often held at a reception centre or other public facility hired for the purpose, wedding receptions may also take place in the home of the bride or groom.

Characteristic elements include music, dance, song, food and drink, and speeches and toasts by the father of the bride, best man and groom. It is the duty of the best man to read out telegrams, letters, cards and faxes from absent well-wishers on this occasion.

In the past, these messages may have been of a playfully suggestive nature, though this feature seems to have faded from the contemporary observance of the custom. The gifts to the newlyweds are usually displayed at the reception.

It is important to note the dramatic changes in marriage practices in Australia even in the last twenty years, and their consequent effect on wedding customs. These changes have been documented by the Australian Bureau of Statistics, and the 2001 Census shows changes such as the rise in non-church weddings.

Civil celebrants performed 53% of marriages in 2001, and of all marriages, 32% of all marriages, church and celebrant, are estimated to end in divorce.

In the same census, 72% of couples stated that they had cohabited before marriage, although this does not stop many of these couples eventually celebrating a legal marriage, sometimes with their children present, in simple or elaborate ceremonies which may be devised by the bride and groom themselves.

Another marked change in Australian society is the high rate of intermarriage between couples of different ethnic origins. All of these changes suggest that social commentators, need to be cautious about making pronouncements about marriage, or weddings, in Australia.
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If you're looking for a Wedding or Marriage Celebrant in Bribie Island, or a Wedding Marriage Celebrant for the North Brisbane area, contact Affinity Celebrants.

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Benefits of Funeral Prearrangements and Pre Planning at a Funeral Home in Tampa

What are the benefits of funeral prearrangements and pre planning at a funeral home in Tampa? Although this is something that most people may find difficult to do, funeral pre planning and prearrangements in Tampa will actually free the bereaved from tedious tasks when the moment of loss comes, giving them the space and time to tend to their grief and other emotions properly.

With funeral prearrangement and pre planning, the individual or the family can also make decisions with an unencumbered mind. Services and costs of various Funeral Homes in Tampa can be compared so that the best option can be chosen.

When making funeral prearrangements and pre planning in a funeral home, the individual or the family has to decide on either having a cremation or burial at a cemetery. That decision will then lead to having to choose an urn or a casket. There are many styles of urns and caskets, from the simplest and most inexpensive to the most ornate and the costliest. The funeral service has to be planned for, too. Sometimes a choice has to be made between a funeral service and a memorial service. Both options may also be availed of, to be held at separate times. If the funeral prearrangements and pre planning is done with the help of a truly reputable professional funeral home in Tampa, advice and assistance is extended for decision making.

Some people decide on cremation or burial at a cemetery depending on their cultural or religious beliefs. Others make a personal choice based on different reasons, one of which is cost. Even if the choice is cremation, there are people who choose to bury the urn in a cemetery. The more frequent choices, though, are to keep the urn in a columbarium niche or take it home to be kept in the family altar. A third option that is often shown in movies is to scatter the ashes of the departed in a special location significant to his or her life. If the urn is to be buried in a cemetery, the individual or the family has to acquire a mausoleum crypt or cemetery plot as part of the prearrangements in Tampa.

If a funeral service is to be held, it is often at the funeral home. The departed is laid in a casket for viewing as members of the family and friends gather to pay their final respects before the cremation or burial in Tampa. The service may include a eulogy and a religious service.

A memorial service differs from the funeral service because the body of the departed is not present at a memorial. This is often held some time after the cremation or the burial and can even be held in any place even outside Tampa.

Psychologists have counselled that funeral prearrangements and pre planning at a funeral home help the bereaved family through the process of grief and acceptance. By freeing them from the tasks related to the funeral they are able to focus on their healing.

Sympathy Words: How to Write Words of Sympathy in Cards and Letters

Sympathy words in a letter or sympathy card can be an encouraging ray of light to someone who has recently lost a loved one. After a death, things can seem bleak and depressing, and words of sympathy are often a helpful way for the bereaved to cope with their loss. Receiving mail from friends and loved ones showing that they care in a difficult time is a great source of comfort. As a friend of the bereaved, however, finding the right sympathy words to show how much you care can be difficult. http://www.ObituariesHelp.org has free examples of sympathy words and sayings you can use to help you write your own sympathy card or letter.

Finding the right sympathy words, although not an easy task is well worth the time and effort you'll spend. http://www.ObituariesHelp.org takes the guesswork out of what to write in a sympathy card or letter. The survivor will receive many pre-printed sympathy words in the form of cards and other greetings, but very few handwritten sympathy messages. By taking the time to write your own words of sympathy on a purchased greeting card, you're showing your friend that they're special to you and that you sincerely want to help them through a difficult time. Your words of comfort and support will serve as a reminder of your love for the deceased, and may be treasured for years to come.

Tips for Writing Sympathy Words

When you sit down to compose your letter or card, be transparent about your feelings. Don't feel that you need to “dress up” your words, use flowery language, or be excessively fancy. Instead, write your sympathy message as if you're speaking to your friend face-to-face. They'll appreciate a genuine message from your heart more than a contrived sympathy message that you had to work to write. There are many sample sympathy words for cards and letters available online that can give you a clear idea of what to write.

If you're sending a card, you can either write your message on the non-printed area inside, or jot it on a piece of stationary and tuck it into the card. If writing a letter, take the time to pen it by hand. Don't send a sympathy letter printed on the computer or a card with your signature pre-printed – you want the sympathy message to be as personal as possible.

Send your sympathy words in a timely manner. A general rule of thumb is to mail out the card or letter no more than two weeks after the death. This generally means that your words of sympathy will arrive shortly after the funeral – a time when your loved one will need them most. If you've procrastinated, however, don't feel as though you cannot send your sympathy message. Your heartfelt words are sure to be appreciated, even if they're a bit delayed.

Words of Sympathy to Include in Your Message

There are some basic elements that should always be included in a sympathy letter. By including all of these elements, you'll end up with a nicely written sympathy letter each time you need one, without struggling to find the right words. First, you should sincerely express your sympathy for your loved one's loss. Mention the deceased by name, and refer to them casually or by a nickname if appropriate. Avoid using overly formal language if you had a friendly relationship.

Secondly, include a memory of the deceased if possible. Mention their character strengths or endearing qualities, and demonstrate to the survivor that their loved one will be missed. Last, choose a personal closing for your letter. Use words that show the reader that they're in your thoughts, such as “Wishing you Peace” or “Thinking of You”. Generic greeting such as “Sincerely”, while appropriate, lack a personal touch. For specific sympathy words to use to close a letter.

Sympathy words can be difficult to write, but are always appreciated. By taking the time to write genuine words of sympathy and send them to your loved one, you're demonstrating how much you care and showing them that their family member will be missed. By using these tips and guidelines, you can craft sympathy words that will encourage and comfort your friends and family in difficult times.

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Copyright Infringement Lawsuits Affect Individuals And Businesses

A copyright infringement lawsuit can occur for any number of reasons: someone using a song in a podcast or radio program, a writer “borrowing” information from another work, copying video or mp3 off the Internet without permission (or sometimes, even to another CD or DVD). Copyright infringement lawsuits are not generally brought to the average person, unless they’re downloading a LOT of music or movies, but usually for large operations: software pirates reselling goods on eBay or to some other unsuspecting victim, someone “sampling” a song to make another, or maybe a person reselling mp3s online.

When you understand the implications of it, copyright infringement lawsuits aren’t frivolous as some people think. For the most part, the average person’s familiarity with a copyright infringement lawsuit is taking down copyrighted material after receiving a nasty email.

If you use works from record albums by major recording stars (like Britney Spears or 50 Cent) to make a different recording as your own, then you can be sued for copyright infringement. Usually these suits will be lost because it’s rather hard to prove inspiration, but they are rather costly and draining, especially if there isn’t a large backing legal team.

Copyright infringement lawsuits for large enterprises can be costly and time consuming. If you work for someone, and you plagiarize someone on the company blog, the whole company can be sued, and you can be fired, for that infraction. Another large copyright infringement lawsuit is the eminent MySpace v. Universal Music Group, who is claiming that MySpace is knowingly committing copyright infringement by allowing users to upload copyrighted material. Even then, Universal Music Group has been negotiating with MySpace and couldn’t come to an agreement -- then they filed suit.

Universal Music Group has an agreement with YouTube, where YouTube agrees to follow Universal’s rules. It’s worked out well thus far, and I think with an agreement in place “user created content” will retain a destination on the Internet.

This is a testament we all need to be with social networking sites and ‘user created content.’ We need to watch ourselves, because many times we may not realize the veracity of our actions.

Sometimes, people break copyright laws on purpose. There is a huge market for pirated software -- from Windows to Photoshop to The Sims. It’s very easy to share peer-to-peer, and because of that, people can resell pirated copies for a high price -- all profit. Or they’ll download MP3 and resell them; or eBooks. People who resell these items get nasty penalties -- with both copyright infringement lawsuits and criminal cases. They’ll pay a hefty fine and go to jail.

Copyright infringement lawsuits can affect any one of us -- from our friends on MySpace to our employer, to the computer geek down the street. It’s easy to violate copyrights, and you have to watch yourself. The chances are good that you won’t be involved in a major copyright infringement lawsuit, but you still need to ensure you’re following copyright laws.

Copyright infringement lawsuits are important to determine what is, and isn’t, applicable to copyright laws. Because of these lawsuits, our laws have changed regarding Fair Use, Internet use, and the Electronic Frontier Foundation and CreativeCommons.com. The lawsuits help us to understand what is, and what isn’t fair -- and these organizations have helped the masses to understand what’s so important about copyright, and why we need to defend our freedom of speech.

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Burial Costs and Final Expenses are WHAT!

Few surprises are as unpleasant as the exorbitant price of burial costs and miscellaneous other final expenses. Although many individuals have life insurance of some type, many of these policies are outdated and may not in fact provide enough coverage. Small face amount insurances that may have been adequate several years ago are probably not going to fully cover the cost of today's expenses.

A consumer must understand what is included in burial costs and final expenses in order to correctly determine the appropriate amount of protection necessary.

Funeral home expenses are derived from a variety of different services and some may be optional, but most are fairly standard. Transfer costs from the morgue to the funeral home are typically $200-300 and after this first step the really expensive items can begin. Caskets widely vary in cost with most ranging from $2,000-5,000. Preparation of the body is often expensive, but also depends on the options selected. Typical professional charges will normally add up to $1,000 or more and this typically doesn't include the actual funeral service.

Burial costs are another major expense and are something that many people simply leave out of their planning. Although a cemetery plot is normally pre-purchased at a cost of $1,000-2,000, there are also fees for the opening and closing of the grave. Special ceremonies are an additional cost and so are headstones and their engravings. Burial costs normally conservatively add up to about $3,000-5,000.

When everything is added together, most funeral home and burial expenses total up to a staggering $6,000 to $15,000. Not many consumers are prepared to spend this much, especially if the death was sudden or unexpected.

Many individuals believe that Social Security pays a death benefit to help cover funeral costs, but the fact of the matter is that the amount is $255 and will only be paid if there is a surviving spouse. Other organizations, such as the Veterans Administration, will pay a little bit more at approximately $450. It is blatantly obvious that these small numbers will not even make a dent in the total costs, so it is imperative that an individual take the necessary steps as soon as possible. Life insurance programs become more expensive and have more limitations as the client grows older, so procrastination can be costly. The good news is that there are many different options and programs available and most are surprisingly affordable

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Driveway Safety for Children

Driveway safety is a very demanding responsibility for parents or guardians of young children. Even when closely watching your children, it is difficult to react quickly enough when they dart out from your driveway into the street either chasing a ball or riding a toy. Some of the most devastating motor vehicle accidents involving children occur in the driveway.

Driveway safety statistics show that children who do survive sustain severe and permanent physical and brain injuries. In fact, the driveway is the second greatest killer of young children around the home.

Driveway injuries can be prevented by:

• Having a greater awareness of the danger

• Following simple safety rules

• Being more vigilance as parents

Driveway safety is comprised of two categories

Preventing your child from:

• Being run over by a car backing out of the driveway

• Running into the street while playing in the yard

Prevent your child from being run over in the driveway

One third of children under the age of six, who are involved in motor vehicle accidents, were killed in yards, parking lots and driveways. One and two year olds are most likely to be killed or injured in home driveways. The vehicle is usually moving slowly and is often being driven by a parent, relative or friend.

A slow moving vehicle backing down a driveway can trap a child, and cause fatal crushing injuries. Children who do survive often suffer severe long-term injuries.

Small children, particularly toddlers, can be impossible to see if they are directly behind a car. Most drivers are aware of their car’s ‘blind spots,’ and studies show that there is a large “blind spot” behind most cars, particularly when driving in reverse. Even cars with parking sensors or a video camera may not notice a small child until it is too late to stop.

The greatest number of fatal driveway accidents occur on weekdays as opposed to weekends. They usually occur between 8:00am and 10:00am in the morning, and between 4:00pm and 6:00pm in the afternoon. Additionally, most of these accidents occur in good weather and bright conditions.

Safety Steps

• Always watch your children and never leave them alone while playing in the yard - especially near parked or moving vehicles

• Ensure their safety by holding their hands or keeping them close to you

• If you are home alone and need to move your vehicle, securely put your child in the car while you move it

• Use security doors, fencing or gates for areas that exit your home to make access to the driveway difficult for young children

• Walk around your vehicle before leaving an area where children have been playing

• Never allow your unsupervised child use your driveway as a place to play

• Create an alternative safe play area for your children

Protecting Your Children from Running into the Street

To deal with this driveway safety problem, many parents use their car to block the driveway or erect a temporary barrier out of wood or whatever else may be lying around the garage. Many of these barriers are not sturdy and children on riding toys can be injured if they collide with the barrier or car.

A better driveway safety solution is called a driveway safety net. It extends across the bottom of your driveway. It is a low-cost, easy-to use portable mesh barrier that acts as a deterrent by preventing children and toys from leaving the driveway and entering the street.

It also acts as a visual barrier to deter automobiles from entering the driveway where children are playing. This is especially important when cars parked on the street next to your driveway can impair a driver’s vision.

Nothing can replace parental supervision as the primary solution to child safety. Proactively watching our children can be a challenge, however it is better to meet the challenge than to suffer the consequences.

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Are the Women on the Websites For Real?

Yes, they are for real. They are genuine. They are single and available. The vast majority of them are honest in their search for a mate.

That being said, there are some realities of life that you should be aware of with regard to the websites.

First, approximately two thirds of the women who sign up with the marriage agencies are over thirty-five years of age.

Secondly, approximately two thirds of the women who sign up with the marriage agencies have children.

The reason for this is very simple: These are the women who have a very slim chance of getting married in Russian society today. Consequently, they are looking outside Russia for their hopes and dreams of getting married.

Websites make their money selling the names and addresses of women looking to meet men from the West, and the corollary services of email forwarding and translation to facilitate their communication.

Western men naturally are most attracted to the youngest and most beautiful women. They are most likely to part with their hard earned money for the opportunity to meet a young and beautiful woman.

The websites cater to the men’s wishes. It makes absolutely no sense for the websites to post page after page of women that men have little or no interest in.

The women you see on the websites are a subset of all the actual women that are available at the marriage agencies. A few unscrupulous agencies post pictures of models and other women that are no longer single and available.

My wife received correspondence from men for years after we were married. She let the marriage agency know that she was no longer available. Yet the letters continued. She passed the letters on to her single friends.

The websites are a start, but they are just a tip of the iceberg as far as the number of single women that are available.

Any marriage agency in any city of the former Soviet Union would love for a western man to show up for a period of two weeks or more to meet the women at the agency.

A man would have no problem meeting hundreds of women at any of these agencies during the time he is there.

The women are real. They are single and available. And they are waiting to meet YOU!

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Last Will and Testament: Protecting Your Assets When You Die

A Last Will and Testament is one of the most important documents you will ever create. This legally-binding contract is used to describe your final wishes in the event of your death. The last will allows you to appoint an estate administrator to oversee your estate and ensure assets are distributed to your loved ones. The last will is also used to establish guardianship for minor children and express burial preferences.

Creating a last will and testament is relatively easy. Much depends on the value of your estate, types of property owned, and number of heirs or beneficiaries to whom your property will be distributed. Individuals whose estates are valued at more than $50,000 should consult with a professional estate planner to determine which options offer appropriate protection.

When appointing an estate administrator it is best to discuss this decision with the person before naming them in the Will. Administrators handle many aspects of the estate. The person you feel is best equipped to handle these duties may not have the time or desire to fulfill these responsibilities.

The last will must first pass through probate before assets can be distributed to heirs. This process can last between six and twelve months. When family conflicts arise or if heirs contest the will, probate can drag on for several years and potentially bankrupt the estate.

Duties of the probate executor include taking inventory of assets and personal belongings. When valuable assets and property is involved, the executor must obtain property appraisals. This expense is paid for by the estate. Executors must pay outstanding debts, file certain documents through the probate court, prepare a final tax return, and distribute remaining assets according to directives outlined within the Will.

Estate administrators are compensated for their duties. Fees can be paid at an hourly rate, flat fee or percentage of the estate value. The fee should be outlined within the last will. Administrators are paid before assets are distributed to heirs and beneficiaries.

The last will and testament is used to designate specific gifts of valuable assets and personal property. Specific gifts can include jewelry, collectibles, artwork, personal belongings, automobiles, real estate and businesses.

Once specific gifts are listed the remainder of the estate can be bequeathed to a specific person. This is referred to as bequeathing the 'residuary of estate.' Residuary assets are typically gifted to the surviving spouse or direct lineage heirs such as children, siblings, uncles, aunts, nieces, nephews and grandchildren.

Gifts to charities are outlined within the last will and testament. Decedents can bequeath charitable gifts to one or more charities. Donations should be detailed within the Will. The probate executor is responsible for distribution of charitable donations. A receipt listing the value of the gift should be provided for the decedent's final tax return.

Last, but not least, burial preferences can be detailed within the last will. Individuals who hold life insurance policies or have purchased burial plots or prepaid Funeral services should state where the documents are located.

Executing a last will and testament is the best gift you can give your family. Handling the estate of a person who dies intestate (without leaving a will) can lead to family disputes and prolong the probate process.

Many options exist for executing a last will and testament. Preformatted forms can be downloaded via the Internet or purchased through office supply stores. Most banks offer estate planning services to their customers. Probate lawyers can execute a last will for a nominal fee. Estate planners can establish trusts to protect assets from probate and inheritance tax.

Private investor, Simon Volkov, purchases probate estates to reduce financial burdens and provide cash for inheritance to heirs. Simon has published hundreds of articles regarding inheritance, estate planning, probate, and the importance of executing a Last Will and Testament. Learn how to protect your assets by visiting www.SimonVolkov.com.

Funeral Poems for Mom - 1.

Death isn't a simple subject for anybody to debate or handle. Regularly your feelings are so caused that it can be terribly tough to come up with words of condolence for those that need them. Sometime you end up not announcing anything at all and that may be worse than saying the incorrect thing. Poems can be the excellent way to get across what you need to assert.

Grieving friends and family desire others to recollect their loved one's life and recognize them. The right commemorative service poetry can truly set the stage for the entire rite. Written words can be much more effective than spoken condolences at reaching a grieving person's heart. Easy and relaxing words recognizing a loss, accompanied by a significant sympathy or condolence poem can touch a heart like nothing else can.

Having a commemorative poem or poetry to look back on can actually be an emotional strengthener. A poem can be about the life of the person who has passed or merely kind words. The memorial poem could be about an event in the loved one's life or just loving words of a close friend. Often these souvenirs are kept for several years, framed for the family or left at the grave site as evidence of the deceased.

There are many commemorative service, condolence and sympathy poems written and typically available.

To add a poem to your eulogy or condolence letter, first you have to consider who the person was and what they might have appreciated or enjoyed read. If the person who passed enjoyed the outdoors, maybe a memorial poem with colorful forest or nature-like imagery would speak to the audience, and properly pay tribute to the lost loved one. If the deceased was a practical joker or light-hearted individual, maybe a poem that incorporates a bit of humor would remind their family of what a happy spirit that individual was.

This is a good way for those that will demonstrate their emotions on paper to do so and share those words to assist in healing the grief experienced by other members of the family as well.

Using poetry to help with grief, to express love or agony and to memorialize a chum or relation is extraordinarily strong and should be appreciated by others who have experienced a loss.

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About Chihuahua Dogs

Chihuahua Dogs Are Not For Everyone

In what seems like a very tiny dog, a personality the size of a Great Dane emerges. For some Chihuahua lovers it’s just another Chi, and others are just learning about this little entertainer. Whether you have had your Chihuahua for several years or you have just taken your very first Chi home, they will be full of surprises that will keep you amused as long as they live. Since Chihuahuas are known to be the longest living dog, he/she will be amusing you for many years to come. There life expectancy is 15 years and they sometimes live into their early twenties.

However, Chihuahuas are not a good breed of choice for everyone. While there are always exceptions, Chihuahua dogs are typically possessive and protective. They tend to be a one person dog. Chihuahuas are not usually patient around children who don’t understand just how fragile they are. Yes, even though they are confident, courageous, fearless, and tough, they are also prone to injuries due to their size. The Chihuahua can be seriously injured or even killed if accidentally stepped on or sat on.

Chihuahuas are dogs that clan. They recognize and accept their own breed but don’t like other breeds of dogs. Chis have been know to attack other much larger dogs It is your responsibility, as an owner, to keep this from happening. A friend of mine lost her dog when another much larger dog attacked him for no apparent reason. Her dog was on a leash walking from her apartment to her car when this took place. She was unaware of the other dog being nearby. We all know our Chihuahuas are much like our children so keep a protective eye on him/her and be aware of what is around you if your Chi is not in your arms or a carrier.

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The Treasure of reading to Children

This placard graced my late mother’s bedroom wall, and until recently, I didn’t understand what it meant.

After spending a normal vacation with my loved ones in Atlanta and Detroit, I reflected how wonderful it is to enjoy adult children and grandchildren when times are normal. No one in the immediate family was in harm’s way. Everyone is being blessed. One friend is moving into a new house. Instead of coming home for a funeral, or a death watch, I was just home to enjoy the moment. Things are looking up. Lesson learned.

We have to treasure our moments of serenity.

Now I’d like to paraphrase this saying and add, “Reading to children, what a treasure it is.”

I often speak on the issue of the shortage of African American books for children and teenagers. Too many of our teenagers are reading books meant for adults because of the shortage of book. Still too many African American teenagers are dropping out of school.

Last summer, when my three-going on four year old grandchild, Darius, visited from Michigan and came to California, we developed a ritual of reading at night. I’ll never forget his words, “That was a good book.”

This year, when I visited him in Detroit, it was a pleasure to see the light in Darius’s eyes as he recognized colors and numbers in a book. This was especially exciting because I saw his love for reading grow.

My oldest son, Maurice, age 33, told me that he hated when I took them to the library, but now he does this very same thing with his preteen children, so he’s hoping the seed will be planted as it was in his case. Now Reading is one of his favorite pastimes.

So I’d like to encourage African American writers to write more culturally relevant children books and readers to support more Black children writers.

Make use of your public libraries, which is a treasure trove of information, and a wonderful place to get free books for your children.

As parents are reving up for back to school, take time and invest in reading to your children.

1. Reading together builds your child’s vocabulary.

2. Reading helps with your child’s imagination.

3. Reading helps create memories your child will later cherish from his childhood.

4. Reading together is a spiritual endeavor like writing. You may be nurturing the mind of the next Toni Morrison.

5. You will see the return on the back end. As they say, “You pay now, (in terms of time invested with your children,) or you pay later.” Just ask parents who were too busy working while their children were growing up, who now have to deal with these adult children’s drama when they didn’t get the lessons right the first time around.

Copyright 2005 Black Butterfly Press

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Offering Condolences

Introduction to Offering Condolences

Writing words of condolence in a letter or card is the traditional means of offering support to the bereaved.
A sympathy or condolence note provides a simple way of letting the recipient know that they are in your thoughts, as they go through the difficult process of mourning and grief.

Guidelines for Writing Messages of Sympathy
● Don't delay - compose your message of sympathy immediately and write it from the heart; don't leave it until after the bereaved person has come to terms with the death and is trying to move on.

● Do write your sympathy message by hand, on tasteful stationery; avoid typing on a piece of printer paper.

● Include a favourite memory of the deceased.

● Mention the bereaved individual's personal strengths or special qualities, not just those of the deceased.

● Offer general help or to take over a chore or duty for a while.

What to Say
Expressing the right words at such an emotional time is not easy. Below are some words and phrases that can assist you in making a start.
● "I would like to express my sincerest condolences on the recent passing of X. My family also send their thoughts and prayers to you and your family at this difficult time".

● "X was such a lovely person and I was deeply saddened to hear of his/her passing. He/She will be hugely missed. Please pass on my sympathy to your entire family".

● "I know I join with so many others who knew X in offering our deepest sympathy on his/her passing. Although difficult for you to acknowledge at this sad time, it should be of great strength to you to know that in his/her passing you can celebrate the end of a wonderful life".

Other Services
Additionally, you may wish to add your condolences online. A range of services is available which allows you to share and celebrate those memories with relatives and friends around the world.

Finally, you may also wish to send a floral spray to the bereaved. White Arum lilies and oriental lilies are particularly appropriate. Alternatively, a rose bush can serve as a more permanent reminder of the bereaved. A more recent approach is to send a collection of seeds to be planted in a memorial garden.

© Funeral services Guide is a comprehensive guide which provides services for in life planning, arranging a funeral, remembrance and coping with bereavement. To view this article in original format about Offering Condolences, please click on the following link: Condolences.

Why You Need Auto Insurance...

As the population continues to grow, more cars and drivers hit the highways. With so many vehicles on the road, crashes are inevitable. Automobile Insurance can be the difference between a minor inconvenience and a major hassle. But why do you need insurance and just how much should you buy?

Auto insurance is required by law in all states and protects you by paying for damage or injury you cause others while driving your car; damage to your car or injury to you or your passengers in your car from a crash; and certain other occurrences such as theft and vandalism. Without insurance, you risk having to pay the full cost of any harm you cause others with your vehicle.

Coverage requirements vary by state, but usually include the following:

Liability: It pays for damages due to bodily injury and property damage to others for which you are responsible. Bodily injury damages include medical expenses, lost wages and pain and suffering. Property damage includes damaged property and loss of use of property. State laws usually mandate minimum amounts, but higher amounts are available and usually recommended.

Personal Injury Protection: This is required in many states. It pays you or your passengers for medical treatment resulting from a crash, regardless of who may have been at fault, and is often called no-fault coverage. It may also pay for lost earnings, replacement of services and funeral expenses. State law usually sets minimum required amounts.

Medical Payments: This coverage is available in some states (usually the states without no-fault insurance), and pays regardless of who may have been at fault. It pays for an insured person's reasonable and necessary medical and funeral expenses for bodily injury from a crash.

Collision: This pays for damage to your car caused by collision.

Comprehensive: This pays for damage to your car caused by "Other Than Collision"; including fire, wind, hail, vandalism and animal strikes.

Uninsured Motorist: This pays damages when an insured person is injured in a crash caused by another person who does not have liability insurance or by a hit and run driver.

Underinsured Motorist: This pays damages when an insured person is injured in a crash caused by another person who does not have enough liability insurance to cover the full amount of the damages.

Auto insurance premiums vary widely from company to company and will depend on several factors, including:

What coverage's you select; The make and model of the car that you drive, your driving record, your age, sex, and marital status and where you live.

Many people think of auto insurance as a necessary evil that can save your financial well being. Evaluate your needs, do your research and make the decision that best suits you.

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Funeral Poems To Remember Our Departed Loved Ones

Most people are concerned regarding the destiny or fate of their departed loved one. Oftentimes, fear and apprehension arise regarding what will happen after death and what might happen to our dear loved ones. Is he safe---or is she happy at last? Will we ever see or meet or be with each other all over again—if ever? So how could those inspiring funeral poems help or support in bringing peace of mind and heart after a sudden loss or death of persons close to our hearts? Making use of funeral poems to bear in mind that someone is finally at home with God brings comfort and ease whenever a loved one passed away.

Making all those funeral arrangements is usually a difficult thing to do. Not only you are missing the presence of a loved one, but at the same time, the grief, shock and loss could be very devastating. There are just way too many decisions to make at the time of the funeral, and they include the wake, the religious service, and the wake, writing and publishing the obituaries, contacting friends and family and several other details which require attention.

Funeral services provide the family and friends that chance to gather together in mutual and comforting support after the demise of a loved one. Normally, in the funeral parlor of a funeral home, the remains of the physical body of a departed loved one is present. Most families choose to utilize a casket in carrying the body of their departed loved one.

There are also some families which opt for a direct cremation alternative. There are some Christians that prefer the burial of the ashes or, placing the ashes in a mausoleum that value and honor the physical body and respects that one day it would be made new again. Depending on the condition of the deceased body, it is a positive step doing face-to-face mourning during a visitation.

Funeral poems which are written by family and friends could help work through the mourning and grieving process. Some websites and religious good stores also provide memorial poems regarding life after death or about life and death in general. Churches might have stock poems which you could make use to remember and reminisce a loved one who has passed away.

A family funeral could distribute, allocate and utilize those cards as part of a funeral service, a small remembrance area (or shrine) at home, or as a reminder of the departed loved one. Family and friends could make a huge difference just by sharing stories on life of a deceased loved one.

Long after the services are finally over and the funeral flowers have faded, the grieving process would still continue. So it is during these times that the support of the community through neighbors and friends, church or a support group would be truly essential. Keeping a cherished treasury of inspirational memorial poetry can be very soothing.

Death doesn’t end the connection with our departed loved ones; it just changes how you connect through hope, faith and love.

Effectively Protect Your Family With Home Surveillance Systems

Have you been trying to decide if getting one of the good home surveillance systems is smart protection for your family, but just don't understand how it could be? Then you need to be aware of the many ways that security systems with surveillance cameras will offer the best protection possible for your family.

The following are the most essential ways that having a surveillance system will benefit your family.

One: Keeps burglars out - Surveillance systems are one of the best burglar deterrents there are. Burglars that see security systems, especially when security cameras are also present, will usually move on to a new target.

They don't want to get caught in the act of stealing your belongings. With a camera tracking their every move, this is very real for the burglar.

Plus, if a burglar does break in, then the authorities will have a great way to identify them so they can pay for the crime they committed at your home.

Two: Lets you see what is happening - When there is danger at your home and you can't see what it causing it, this can lead to many problems for your family. When you have a surveillance system, you will always know what is causing the danger.

This will allow you to have time to get your family to safety and even to call the authorities for help.

Three: When you are not at home it provides you with security - You can find many systems these days that will let you check your security from anywhere in the world. Many of these systems will let you get online and see what is happening around your home.

Now, not all of the systems offer this, but many of them do. This would be a good type of system to get for anyone that travels, especially if you have family that stays at home while you are out of town.

Four: Will secure any vulnerable area around your home - There are many vulnerable areas around your home that have to be secured if you want complete security. The security systems will cameras will allow you to do that easily, especially if you take the time to choose the right type.

Before you start shopping for a system, it is smart to figure out where the vulnerable areas are so you will be able to ensure that they system you get will protect every area that needs to be.

These are the best ways that home surveillance systems will be able to offer protection for your family. Now the ball is in your court to make the wise choice for your own home security. Just remember before you make your decision that danger can happen to any family at any time and being prepared is one of the best ways to ensure your family's safety.

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Helpful Christmas Decorating Ideas

Personally, I find the winter holidays to be the most special time of the year. My mother always made this holiday a wonderful one as she used to decorate the house in all things Christmas. I especially liked her Christmas decorating ideas, so I tried to follow her lead to help my own family enjoy this holiday thoroughly. There is a fine line between festive and flashy and I have always tried to give my best not to cross it. Thus, I have used for my Christmas decorations natural items and lights. I am a candle light lover so I wanted to use it outdoors but I didn't know how. My older sister helped me by giving me the idea to use ice globes in my yard, just as the people in 1970s did because of the energy crisis.

Making the globe is not a difficult task - all you have to do is fill balloons with water and put them in your freezer. The balloons freeze from the outside in. It is important to regularly check that they do not freeze all the way through. After you see there is ice around the inside of the balloon you should pop it and drain the water out of the centre of the balloon. You might have to chop a hole in the top in some cases.

This is the process that gives you ice globes. You can get different sizes of globes if you use different sizes of balloons. I personally tried something else, as well - I used rings from canning jars to make base to stand the globes on. Then you have to place a candle in each ice globe and that's how you realize one of the greatest Christmas decorating ideas. As we live in a cold climate, I put many globes in the yard on our steps and line our driveway. The candles are easily lit and the globe protects them from going out.

Another Christmas decorating idea I has was to create ice sculptures in the front yard which I made by several sizes of globes. I decorate the house inside with the help of evergreens and ribbons. Traditional glass ornaments for decorating the mantel and the table tops are also used. What I really like about evergreens is that they stay fresh for a few weeks and after the season is over I can easily burn them in the fire place. As far as the bulbs and ribbons are concerned, after the Christmas season is gone I store them in flat boxes. It is important to know that the best Christmas ideas do not necessarily mean a great deal of money or storage of items.

You can enlighten your Christmas by following some of my Christmas decorating ideas by using the natural evergreens and ice; you won't have any storage issues with them and they won't cost you much. Of course, you don't have to settle for the same Christmas decorations each year. You can make the ice globes in different shapes and you can buy new bulbs and ribbons in different colours which are quite cheap. Last Christmas I even used some popcorn and cranberry strands instead of the traditional ribbons. After the season was over I placed the strand in the trees outside so that the birds could enjoy. In conclusion, stylish and smart Christmas decorating ideas don't have to be expensive; you can use simple things to make your Christmas unforgettable.

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Eulogy

Funeral speech is not very easy and can be challenging to achieve. Making the speech of any kind can be demanding if it is not the type of job that you are familiar with. Making a speech that is expressive, clear and well prepared is definitely easier said than made. Writing a eulogy is a hard form of speech because most expected that the writer has the feelings of pain and mourning of the recent loss of a friend or a family member.

When writing a http://funeralspeeches.com.au/ it is significant to take your time. If you have few days prior to the funeral, then there is no need to make rush. Try to set aside 15 minutes for so each day for some continuous reflection and note taking. Then, get another half an hour to hour to sit down and arrange all of your thoughts and notes into paragraph form.

Simple tips on how can http://funeralspeeches.com.au/ be made and delivered

* Make an outline - before you sit down make the actual eulogy, take the time to thinking and creating an outline. Try and think of many personal annotations and memories as you can think about that person who died. This strategy will help you create a meaningful eulogy not only that it will also be beneficial during the time of grief.

* Make a eulogy not a biography- this tip is very significant to put in mind. It is theoretical to state the writer's personal feelings and remembrances of the deceased person. It is not to replay the person's life and accomplishments. Fundamentals that a eulogy can integrate include personal stories, poetic materials and song lyrics.

* Be realistic- you don't have to make the most beautiful eulogy ever in order for you to create it effectively. The most essential in writing is by keeping it authentic and heartfelt. Do not need to need to use fancy words or nice languages. Normally, much more efficient if you use simple formal writing style. This manner you will be able to express what the deceased person meant to you.

* Rehearse your speech-after you write and edited practice reading it loudly many times so that you can make sure that it flows well and you are at ease with all words and phrases. It is a nice idea to read it in front of your friends or family member as well so that both will get used reading it in front of a crowd. Should not be reserved on shorter sides and last longer or less than 4-6 minutes. Do not read it fast.

Writing a funeral speech or http://funeralspeeches.com.au/ doesn't need to make the perfect one. Doesn't have requirement to meet. The only and easiest way is to commemorate the person lives and memories with you of the who just passed away. It may be too hard for you but that's how it goes that's life! We have to deal with it. The only thing that remains constant in this world is changes and death.

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Yard Sale Finds: Trash To Treasure

The weather gets warmer and many of us know this means one thing: yard sales. If you are a crafter, yard sales can be great places to find someone elses castaways and turn them into your treasures.

As a person that loves to do decoupage, I am forever on the lookout for wooden boxes to decoupage. But remember that yard sale bargains can also inspire you to try a craft you havent done before. A baby quilt I found made a great pillow, when I had little practice with sewing projects.

When looking for a find, what should you look for? If you can already imagine the object taking on a new life as something else, thats great. But there are plenty of things people have overlooked that with some time and imagination can be objects of beauty in your home.

If it is broken, do you know how to fix it? A dresser without knobs only needs new knobs but a dresser without a drawer is going to take some more work. Could you replace the dresser with a wicker basket you pull in and out? Could that drawer be replaced with a flat surface you could keep items like a handbag or shoes there? Start using your imagination and the solutions will come. Most objects can be recanted, repainted, repolished and reupolstured.

Sometimes with a trash to treasure project you may think it will become one thing and you change your mind halfway through the project. Be open to inspiration. Something may catch your eye and you choose to change the color scheme or the function of the craft.

Trash to treasure crafts can be very chic. Shabby chic as it is called is found in many decorating magazines. You are also doing something good for the environment, by reusing materials.

It is also important to know that not every trash to treasure project works and this doesnt mean it isnt successful. You may succeed in learning a new painting technique or something about quilting. Or you may learn something about what kind of project you do want to put in your living room, or what you really want to create right now. Every project is part of your learning experience as a crafter and an artist.

Some great trash to treasure items include chairs, tables, dressers, vintage cocktail dresses, baby quilts, spools, jewelry boxes, suitcases, costume jewelry, dolls, picture frames, magazines, books and mirrors. You probably can find many more items that begin to inspire you to create something special.

The only challenge about becoming a trash to treasure crafter is then it becomes very hard to actually allow others in your home to throw things out! Happy crafting!

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4 Great Places to Find a Discount Comforter Set

Comforter sets can get expensive, especially if you like to have a few different ones so that you can change them out frequently on your bed. You may be interested in looking for a few discount comforter sets for this purpose. You can buy good name brand comforter sets at a discount that will hold up just as if you had purchased it at retail price. The first thing you have to know, is where to look for them.

1. Department Stores

When you are shopping in a department store, you will want to look for a discount comforter set. Many time they will mark their comforter sets down to sell them fast, and make room for new stock. This is a great way to get a comforter at a discount price that you can afford.

2. Bed and Bath Stores

With all of the many bed and bath stores available, you are sure to have one or two that are local to you. You can always scope out their bedding section for a discount comforter set that you can afford. While they may not be the latest comforter craze style, you can rest assured that they are probably of good quality. This is an excellent way to find a comforter at a discount price.

3. Online

You can always search online for that discount comforter set that you are looking for. Doing this may very well bring you the search results that you are looking for, as well as that comforter that you love, at a discounted price. You will want to be sure that you are not being over charged for shipping and that the comforter is of decent quality and a brand that you trust.

4. Close Out Store

Shopping at a close out store is a great idea when you are looking for a discount comforter. Close out stores carry things that the larger retail stores no longer carry or discontinue for some reason or another.

As you can see, a discount comforter is not that hard to find when you know where to look. Use the ideas above and see if you can find a good deal for yourself.

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Condolence Messages For The Bereaved Family

Condolence messages—bereavement cards might seem like a pretty small effort in light of the great loss suffered by the grievers and recipients of the cards. Whilst there are a few other stuff you could also do so much, like sending some flowers, sending these cards is the best place to start and convey your sympathy.

The very sincere and heartfelt bereavement sympathy words you will find on these condolence messages is oftentimes precisely what someone needs to let them know and assure that others really do care and understand regarding their loss and are always there to support and sympathize with them during the lowest moments in their lives.

Attending the funeral ceremony doesn’t mean that you cannot also send some condolence messages. As a matter of fact, doing both is always thought to be a thoughtful and very much appreciated idea. Tips on sending Sympathy Card Messages. In the first place, you want to bear in mind that your message doesn’t need to be very lengthy.

Sometimes, the more you end up writing the better the risk of mentioning anything that may be hurtful or offending, even though it is only an unintentional slip. For instance, some writers of condolence messages and sympathy thank you cards at times have mistakenly written some common sayings like, “Time heals all wounds” as another way of perking up the mourning person and yet the reaction or response is typically the opposite.

What’s more, the family would be receiving (hopefully) many other similar sympathy cards of condolence messages and might not have all the energy in the world left of reading a very long message. Another good idea is trying to stick to just a few basic messages. It is also quite nice to say some fond memories you have of the departed loved one.

And remember to refer to the deceased person by his or her name even though you never really knew him or her that well. In addition, ensure to add some thoughtful phrases or statements to your sympathy cards like, “You are in our prayers”, or “With our deepest sympathy.” Some Other Tips For Printed Sympathy Cards.

Nonetheless, if you personally knew the departed person really well, then it is really fine to write a little more and say how much that person truly means to you. Briefly retelling an anecdote or special or positive memory may add a nice, personal touch, too. When sending cards, don’t forget to sign the message with your full name so that the one receiving it would know exactly who sent the message.

And if the bereavement card comes from your whole family, be sure to include “and Family” after you sign. If you also sent some funeral flowers during the ceremony, you don’t have to mention this in the funeral cards or Christian sympathy cards. Also, never assume that the flowers themselves are already adequate replacements for condolence messages.

Some mourning families do not have the chance to read all of the cards in the flowers so they might not know right away who sent them.

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Halimbawa ng isports lingo

Pit bikes became popular 5-6 years ago and flooded the market. They are still popular today because they provide several advantages over buying a traditional Japanese bike. These factors will always allow Pit bikes to remain a strong force in the low end market. One of the best skills you can learn when riding a pit bike is popping a wheelie. Its pretty much the most tried trick newbie riders want to learn when first buying a Pit bike.

last 100 years, the Indianapolis Motor Speedway has been home to some of the most exciting racing moments. Although the news is not an action around the oval, behind the scenes work has attracted its own kind of excitement. In their efforts to achieve the best possible speed, mechanics and engineers working on innovations created by being converted from Pit Row on the highway.

Sri Balaji Temple of famous places 5kms before the main cause, but the deviation from the power to stop looking. We arrived at the terminal. We're breaking us as a local hotel and the site may view the area around the hotel owner asked. Surprisingly all natural point 10kms from the end.

After the fight there was a huge success. We run the flow of cold water soaked through his own.

The development of the bicycle and tool technology of the day, when you need a mechanic in a dead large bag on the toolbar. A small folding chair slot neatly into a little more than enough cases so that the bottom right.

We all know how sweaty armpits may, when engaged in physical activity. Moving around the vents in the lower body is really feeling the wet, and can only bring comfort to the engine. Therefore, truly say that pit zips, in fact, the correct position is consumer complaints in this jacket. Nothing could be regarded as perfect anyway.

Recumbent exercise bikes will win. low-impact exercises with great impact of the proposed bicycle use exceeds the use of a treadmill. If someone questions your back, knee and joint problems. Recumbent exercise bikes with comfortable seating and reclining beats a ribbon design, hands down.

Two sports, dirt jump and high jump competition focuses more quickly to end the period, there was a similar direction. In addition, the factors were the quantity and quality of tricks. Compete more and more dangerous in this sport for many years before, and bruising to stop looking like a very practical. However, not all are suitable for mountain bikes, all dirt jumping.

Totally different from the regular kids bikes. Many of these electric bikes, and can reach speeds of up to 15 miles per hour or more. This engine has also created quite a buzz among the media and newspapers. Squash jobs

good news that many people today have received increased ATV and dirt bike ride as a sport regularly, as this often means a bigger market and wider acceptance for our products. But the explosion in interest, ATV and bicycle manufacturers lots of land capable of producing low cost ATV and dirt bike. While this is good news for ATV and dirt bike enthusiasts, we feel the need to send a word of warning - be careful and cautious about the type of ATV and dirt bike you buy from your dealer. By buying low cost ATV or dirt bike, you may endanger life / lives of the people driving a car.

What did you say? If youve ever lost someone you love, you know, that really is not one thing that makes you feel better. Time, as they say, medical treatment, but time is something you just can not write. Why write a sympathy message? Why not just pull people other than the funeral (or after), and talk to them? Some things make a written record, which is a better conversation. First of all, keeping the conversation going you need to think about their feet, and often for the funeral or wake up, you grieve well, making it difficult to make.

We can deal with the theater after a big meal in the dining room where a live band every night for the show with singers and dancers to experience a Broadway house. How to end the day! Because if you start shopping around on deck, new clothes or clothes or looking to buy a new sun hat Shopping Did I forget something at home Hey do not worry. If you're in the mood and start a new diamond jewelry or last contact to show discriminatory Tag Heuer watch. In the port calls at cheaper rates if you find the same item to protect you from the ship even offers a price guarantee.

Here are some helpful tips: * Do not let children sit or stand, or play with the tips of the frame. The previous pad an area where the children around frame. * Do not use chemicals to clean the pad frame.

The rescue is in progress. The camp, the stores so they are not installing a drainage area where it rains. Make sure you understand the rules and regulations, especially if there are fire restrictions. Remember that it is a visitor to the area to leave as found, if not better.

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obituary-funeral-program-templates

Funeral Program Templates
Funeral program templates provide an easy way to complete a funeral obituary program for the loss of a love one. Funeralprinter.com is your online resource for instant downloadable funeral program templates.

Funeral planning is critical nowadays with many decisions to make on behalf of the deceased. One condition of funeral planning is selecting a memorial keepsake. The number #1 memorial keepsake distributed at funerals is the funeral program which contains the official obituary of the deceased.

Funeral program templates are very useful templates that provide pre-designed artwork and page layout for the passing of a love one. Minimize the software learning curve by utilizing pre-formatted funeral program templates which will save you time and money.

Each funeral program template will allow you to type program text right into the text frames.Insert And a themed layout for the overall design of the program. A tribute poem or scipture verse can be added as a memorial tribute for the decease.

Letter, legal and ledger are three available sizes to choose from. The letter size funeral obituary measures 8.5 inches by 11 inches. The legal size program template measures 8.5 by 14 inches. The ledger size program measures 11X17 inches in size and is the largest funeral program template you can purchase. Fold the funeral program in half from each of the resulting sizes to create what is called the book fold. There are also different types of folds that are available: the graduated fold or tier fold; the tri fold funeral program and the gate fold funeral program. To accomodate the lenght of the funeral obituary pick the right size and style as an extension of the personality of the decease.
Funeral program templates are also obtainable in many different themes. The theme can be a sunset or sunrise, a nature scene or a floral design template purchase. The possibilities are unfathomable so it's best to have an idea of what you want the program to look like. If you like the idea of having multiple pictures and photographs these options are available in the new style funeral program templates.

At www.funeralprinter.com we provide one of the largest selections of funeral program templates available on the internet. We prestore each and every template on our severs for immediate download after purchase. Save money on the overall cost of the funeral expense.
We are here to assist you in your funeral memorial printing so visit our website today. Funeral program templates make printing for a funeral easy be sure to browse our program catalog page.

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What You Need To Know About Funeral Costs

It is undoubtedly true that when someone passes away it is a hard time for their loved ones. When preparing someone's funeral you should take into consideration the funeral costs and the many things that must be calculated into them. There is one requirement according to which the Funeral Homes are obliged to provide you with a detailed amount for the cost of the funeral. Unless funeral costs are taken care of they can lead to serious financial difficulties.

The financial situation of the deceased might not be good; so many years may pass until the bills for the funeral are paid off. All the funeral costs are given to the surviving family and relatives. Many people have life insurance which covers funeral costs.

The administration costs of a funeral cover the embalming, the staff needed for the funeral and the facilities used such as chapel, preparation room and reception room.

Another thing that should be thought about is transportation. The coffin should be moved from the chapel to service area and the transport should be previously arranged. Generally a limousine is used for the immediate family of the deceased but cars could also be rented for the other family members and the close friends of the departed. What is really expensive in a funeral is the coffin and a temporary grave marker. These are the merchandise costs that should be considered, as well.

It is true that you can save some money by purchasing cheaper markers and coffins, however most families feel obliged to honor the deceased with the very best that can be offered. There are other aspects which should be accounted; these are the cash disbursements; some money should be set aside for flowers. Apart from flowers, you might buy a cemetery plot which should be added to the funeral costs. Printing materials could also add up to the costs as you will need obituaries, invitations, announcements and a death certificate.

However, the main cost of cash disbursements comes from the headstone of the grave. Its price varies a lot and you can buy a cheap or a very expensive one depending on your finances. Other things which might be easily forgotten but should also be added to the funeral costs are guest books, honorariums and the price of food for the wake. When arranging a funeral most Funeral Homes will explain you all the different funeral costs and will leave you choose the best options for you.

Then they will make all the arrangements needed for the funeral. The funeral costs are different in the different funeral homes but they all include the many costs we mentioned above. This information might be helpful to you in case you have to arrange a funeral. After all, the funeral should run smooth and you have to pay the funeral costs but you should watch out that you are not financially burdened with unforeseen costs.

Funeral Verses

Funeral verses add to the list of the literature or readings we can use to comfort families in mourning after losing loved ones. Whether quoted from the Holy Bible or researched from the many poems written o the subject, funeral verses can offer a sweeter, thoughtful comforter for some people during bereavement. This is why they are used so often in a funeral service. They help attendees reflect and appreciate the importance of celebrating the life of their deceased in words that most understand. Verses are a powerful way of restoring the hope of people and an inspiring way of expressing feelings.

When writing eulogies, funeral verses provide a great way of reinforcing our messages and thoughts. Perhaps you are struggling to find something to say. Bible verses and other poems can be inserted into the speech to make it even rich in meaning and relevance. It can also help a transition from one section or mood to another. You will also find verses printed on most cards designed for bereavement. You can always select and buy the cards, then add to that your hand written notes to make it personal and special or simply use the verse in your reading or funeral literature.

However, to use verses effectively for such communications also calls for a degree of tact. We need to understand the context properly so as to choose the right poems and scriptures relevant to a situation. Get the right interpretations of those verses to achieve your objective and avoid the risk of unwittingly upsetting members of your target audience. Not everybody responds well to 'well, they had a good innings'. If not conversant with the scriptures, seek help from a local church leader or clergy to explain any meanings you are uncertain about.

Poetry can also get to feature a lot more than we may imagine especially if music is also going to be incorporated into the funeral programme. Choose the kind of music that will fit into the theme selected. The collection of the music should comprise the favorites of the deceased. Short verses can also be effectively utilized for shorter speeches like the tributes or with comments. Plan the programme and what funeral verses might go with which piece of music.

Film taking has also gained a lot of importance in Funeral services and the verses used for it should again be aligned to the theme. During the editing process consider inserting the right music and any written poetry to give the film its desired feeling. The family will have the film to watch later on and it should serve the purpose of creating fond memories of their loved one without eliciting unpleasant feelings.

As we have described in this article, if used properly, funeral verses can be a most useful way of conveying our feelings for our lost loved ones, of helping with a eulogy as a transitional device or to be added with music to set a beautiful mood and feeling for the service.

To find more about funeral verses visit http://www.funeral-words.com

Memorial Service Tips For Ministers

For the majority of us, as we go through the every day, nitty gritty of our lives, death is an just an abstraction. So, whenever it happens around us, we're likely to be caught off-guard. If you are a officiant, you can't let that occur.

How would you feel if a friend or someone close to you passes and you are requested to perform the service? Would you give up that responsibility, just because you're fearful about having not ever officiated at a funeral before and do not know what words to say? As a reverend, you should be knowledgable in all manner of ceremonies.

A lot of years back, I noticed this and I started developing funeral and memorial services. I contacted mortuaries, where I was made aware, among other things, that there is actually a definite need for officiants to conduct non-denominational services. I made a decision to add performing memorial services and include that with my wedding ceremony ministry, so I began putting together a memorial service for the occasion.

The hardest parts for me had been combating the potential anxiety about my feelings about being near a dead body as well as thinking about what it was I was planning to say at the service. Until the time of my first funeral service, I had not ever as much as been in attendance at a service, let alone seen a corpse. First, let me say that a dead body looks a whole lot like a wax dummy. Not the least bit scary. This quickly becomes apparent the spirit will have departed and whatever remains is merely an empty shell.

As for the words to say, I not long after discovered that there is not much out there written for funeral ceremonies and virtually nothing available for ministers who desire to officiate at them. What pastors need are some sort of script to follow, like are available for weddings. I did eventually find one ceremony written by someone for a traditional religion and 1 from another non-denominational religion. Neither was quite the truth I wanted to share, but the words pointed me in the right direction. I then wrote a few books which include quite a few pages of choices for the different separate parts in the ceremony. Those books are ‘Weddings, Funerals and Rites of Passage' and its sequel, ‘More Weddings, Funerals and Rites of Passage.' Both can be bought through the Universal Life Church Seminary store.

I start my services with an opening and a welcome and thank you to the guests for coming. Then, I begin to talk about how come we are gathering – to celebrate the life of someone they have loved. I invite folks to say hello in spirit to the deceased, while I lead the guests in a prayer. I share some about life and death and whatever we have learned from the deceased in his or time time with us. Following that, I start the eulogy. (I created a basic opening few lines to start the eulogy, then I begin filling it in with the information and stories I gather from the grieving before the ceremony.)

I also usually add in some biographical content during the beginning of the eulogy, which will remind everyone that the deceased had been both a member of a family or group and was still, an individual. I usually then share about the importance of telling stories and remembrances about the deceased-stand up and share stories and ask everyone there to stand up and share. It is common to have nobody speak during the service, but at times people will come up if they are invited.

At this part of the ceremony, there's more space for individuality. I get pleasure from singing or leading people in 'Amazing Grace' at funerals. Not everyone is comfortable doing this, but there still is often space to have a musical introduction. Just be sure that the funeral director is aware if a tape or CD is to be played. They generally already do. A candle-lighting ceremony, some scripture, or reading of some selected poems may be put after the song. The closing is usually a prayer and a benediction..

If the body is going to become interred (buried), then I go to the burial site (unless the whole ceremony took place there), and recite some scripture, the Lord's Prayer, as well as the words regarding the interment - (offering the physical remains from whence it came, and so forth.) I don't necessarily perform the ceremony in that order; it just depends on whatever feels right at the time. It's smart to be ready for anything.

I've found that memorial services are a tremendous place to teach, learn about myself and others better, as well as to help others let go of their grief. One important issue to remember when you are performing a ceremony is that it's essential that you, as the reverend, reign in your personal emotions. There will likely be a lot of individuals around you in emotional discomfort and grief. It is not your place to match their emotions. It is your job to separate yourself emotionally and express compassion, yet still be strong, so that the grieving can lean on you and feel free to express

Many ULC ministers are asked to perform the funeral service in the memorial service chapel only. Some are requested for a graveside service only.

There's no absolute formatofficiateformat set in stone to conduct afuneral. Not all funerals are religious and the officiant ought to arrive ready to supply a secular ceremony without references to The Divine Force or any particular belief system. The family knows best what their beliefs are along with those of the deceased and those beliefs must be honored.

It's imperitive throughout this time, to set people's minds at ease. They may possibly be experiencing mourning, uncertainty about the fate of their loved one following death, anger, anxiety, and so forth. This course your job to identify those emotions then do everything within your power to put them at ease.

If you don't have a basic script of things to say at a memorial service, the Universal Life Church Seminary has made 2 books available which have pages upon pages of everything you need and/or you can also have the option of having them emailed to you if the service is scheduled to occur with little notice-scheduled in a very short. It is good to be prepared though and each officiant really should possess a copy of ‘Weddings, Funerals and Rites of Passage', as well as the sequel, ‘More Weddings, Funerals and Rites of Passage'.Rev Amy Long has written two outstanding resources on how to conduct funerals. Follow the link for more information. The Universal Life Church Seminary offers a lot of free training and free mini-courses, as well as free ordination, so you can conduct weddings, create a church, or follow your dreams.

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Myths and Wives Tales

I was told today, by a close friend, that if you get canker sores, it is your bodies way of punishing you for lying. What?! Have you ever heard that? Me neither. Isn't just the feeling you get after you lie to someone bad enough? All these old myths and wives tales are not working for me. In fact, they are not working in our society...

Today, kids are smarter than they ever have been, and telling them that if they make a funny face it will stay that way, no longer works. Granted, it worked on me and you, but it is no longer a good way to get a kid to stop making funny faces. Same with the http://www.canker-sores-help.com canker sores one I got from my buddy. I give that one another generation and then its toast.

Now, thinking about this a little more in depth, these old sayings is how i was raised and taught not to lie, cheat, or steal. But nowadays, that stuff doesnt cut it. what result will this have on our youth? Kids running around kicking and screaming is going to be a sad teachers career. And what about the parents?

Parents have a hard job as it is, but forcing them to innovate new ways of raising their children puts them over the top. Everything is trial and error when raising children. "Lets try this, lets try that" = Stress. For the most part, a new parent would raise their children the way that they were raised. Now, when i decided to have kids, the way that i was raised will not work. And that is the same for all of you out there.

But wow, what a tangent that was. The purpose of this article was to say "Lets get some new material!". Rather then continue to use the sayings and ideas as our forefathers, lets create some of our own. Todays society is like a comic with only one joke. Lets get some new stuff out before they bring out the cane and pull us off stage.

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Marketing Preneed Cremation

Finding what works for the cremation customer is rapidly becoming a necessity for success in the funeral business. Picture your business as a coin. Your firm is the side and your customers are the other side. The two are bound inextricably to one another. Now, take this picture to the next level. Is your business the heads side or the tails side of the coin? And, consider the more important question. What is it that bonds customers to a business so tightly like the inextricable two sides of a coin? Answer those two questions and both you and your business will grow.

Look at a simple occurrence in Funeral Homes while keeping those questions in mind. A phone call is received. It is a Mrs. Jones who says, “My husband is in hospice and I would like to know how much you charge for cremation?” Many times the hospice part is left out and the usual question is “How much do you charge for cremation?” Most funeral business managers coach and train staff to handle these calls. Many are quite skillful at engaging Mrs. Jones with a few questions and weaving in rapport building as the conversation progresses. Assume you are the manager of a business with increasing cremation sales. That scenario is played out almost universally in funeral businesses today. Your staff either begins the bond establishment with Mrs. Jones or they lose her. Where do you go from here, or more importantly, on what path is Mrs. Jones placed if she is still there?

Preneed with cremation at an increasing volume is a serious concern for a funeral business wishing to be successful in the future. What is your definition of a preneed case in terms of at need versus preneed and also, in terms of unfunded versus funded? At this point, I need to tell you about half of my bright ideas over the past 35 years were mistakes. The United States Marine Corps has one of its strong unwritten rules, Do Something Even If It Turns Out Wrong! Winners act quickly, take chances and then make corrections quickly when wrong. OK, let’s boldly step out and define preneed broadly as planning for anyone of any age who is alive. It can be funded or unfunded.

Now, back to Mrs. Jones. Under the definition , she is channeled to preneed. All imminent persons are under the purview of preneed due to that broad definition. Most at need staffs are ill equipped and not motivated to give priority to the needs of the living when their training and main mission is to care for the family of the deceased person. Preneed always gets second priority if a death is to be handled. Motivation is a funny thing. Suppose you contract with a professional preneed operation which defines preneed only as funded sales on non-imminent individuals below a certain age - 90 perhaps. That arrangement would be hazardous to the future success of your cremation business. Why? Because the majority of cremation customers who approach your organization are either imminent or want unfunded planning in the beginning.

Commission driven operations are partially successful in marketing to potential preneed cremation customers. Some provision of incentive or compensation for handling persons with negative oncology diagnoses, hospice patients and older 80`s and 90`s groups needs to be used. Without that provision, you are simply driving a steady stream of potential cremation customers to your competition. Experienced managers see the ready willingness of cremation customers to move on to another firm as one of the differences between today’s cremation family and the burial family.

In seeking solutions we start with the step of defining the problem or situation. If you want your eyes opened regarding your business, try this. Follow every phone call, email, letter or walk-in for a short period of time, a week or two perhaps. Track that person through preneed, at need, sales call process, personal call handling or any other post-contact action or inaction by your staff. Keep tracking after the collection period ends. With the preneed contacts, it can go on for weeks.

Obviously, the entire staff gets involved in this process. What path was each person placed on, who decided on that path and why? You want to know every step taken with each contact. When were potential customers lost or intentionally dropped? What staff action resulted in the customer taking the next step-thus moving toward that inextricable bond with the firm? What was the satisfaction level of each customer? What caused each terminated relationship? All this takes some real digging. Some firms start with one hour or several hours of contacts just to coach staff on how to collect and track what’s happening.

There is a principle in planning that says there is value gained in going through the process in addition to the value in the plan itself. The same is true with your tracking of contacts. Staff members sharpen their customer service skills as they participate in this process. At the back end of the process, you have the findings which can be used for comparison with customer feedback, restructuring of policies and procedures, and training of staff.

A customer feedback system using the internet gives today’s manager a powerful edge in strengthening the bond with customers. Cremation.com starts customer feedback in the preneed and at need arrangement conference with a short verbal explanation and take-home illustrative sheet. All feedback is channeled via the internet to the manager’s business intelligence dashboard. The results measure customer satisfaction levels with each funeral director or preneed salesperson and with the firm itself. For comparison, the average figures for the relevant state and country-United States or Canada are given.

The process is very customer friendly. Just one question in the form of a rating, “ On a scale of 1-10 how satisfied are you with your recent arrangement at the Smith Funeral Home and Crematory?” It is followed by an opportunity to make any desired comment in an open-ended fashion. Managers use the feedback information to prepare staff training programs, to take personnel actions and to adjust policies of the firm.

The economics of advertising in the typical cremation marketplace is causing a shift from print and yellow pages to the internet. Strengthening customer relations by improving employee skills in this area makes sense and brings in more money. The sharp manager can benefit by finding and delivering what works for the cremation customer.

Contact tracking and customer feedback strengthen the relationship between a firm and its customer base. That strengthened relationship provides fertile grounds for identifying “referral ambassadors” Most of those will be family members who have experienced a cremation with your firm and are motivated to continually refer future customers to you. Recognition and stroking are essential and can be accomplished easily with today’s email. Two pertinent questions to be answered by a location manager are; Who is your Referral Ambassador Coordinator? and, Who are your Key Referral Ambassadors?

Tracking, feedback, recruitment of ambassadors are all actions of an internal nature, within the firm. For the next bold step in acquiring new customers, consider market expansion, an external approach. The typical burial market extends out for 10-20 miles from a location. Cremation markets go farther, about 50 miles. That’s limited by removal times. Complaints by families start to come in when the removal time extends beyond an hour or so. Let’s assume you choose to subscribe to Cremation.com and list your cremation oriented website in all the significant towns or cities in a fifty mile radius. An increase from 20 to 50 miles increases your cremation market area from 1,257 square miles to 7,854 square miles, more than a six fold increase. The entire cost to do this amounts to around a dollar per day. Customer firms see an increase in cremation sales. Some are experiencing phenomenal results when they combine Market Expansion with Contact Tracking, Customer Feedback and Ambassador Referral.

The internet is reshaping marketing and the greatest news is that it is costing less. Yellow pages and newspapers are gradually slipping where advertising is concerned. Internet surpasses all media in content delivery. Furthermore, the delivery is at customer demand on a 24/7 basis. Funeral home managers and owners are gaining back the ability to accomplish in a 50 mile radius what their grandfathers did in a small town, village or community of yesteryear.