Are you tired of paying every month for a house that you're not happy with? Are you finding it difficult to get together the money to buy a property of your choice and think that the only possible way to lead your life is to pay more and more for the house. Then, do not hesitate to consider using a rent to buy option. With rent to buy, the rent to buy company you choose will help you find your dream home and you can move into it in a very short period of time. You do not need to arrange any deposit or mortgage for the money. You will only be asked for a small amount (starting fee) which is very nominal considering the deposit or mortgage amount. When you choose to buy the property this fee will be taken off the cost.
The decision on how long to rent the property before you choose to buy is up to you, usually it is around a period of 3 to 5 years. If you decide to buy the house, total rent paid during the course of stay will be deducted from the cost of the property. You are always welcome to leave the property if you do not like it during or at the end of the period of the agreement.
Rent to buy is the perfect solution for first time buyers. It is the right choice for anybody who is new to the country or who finds it difficult to raise the money for a mortgage due to unreliable credit.
Below are some advantages of rent to buy:
* You get to decide the period of the stay and get the option to buy, usually between 3 to 5 years of time.
*The initial deposit is only a very small part compared to the amount of mortgage that would be required.
*The cost of the property is set at the time the agreement is signed. Thus any increase in the value of property does not affect you in the future.
* The ownership of the property goes 100% into your hands only. No Government schemes are involved.
*In a short period of time, usually in a few weeks you can move into your dream house.
* You can renovate the house as you wish and it becomes yours when you opt to buy the house.
* If you choose not to buy the house at the end of the period of agreement, you are free to move out without any kind of obligation.
* You do not need to hire an estate agent because the rent to buy company will help you find the property of your dreams in the location of your choice.
When you opt for "rent to buy", you can tell the company you decide to work with the location of your choice, details about the house and the type of property and it will help you find the right property. Finding the property of your dream with an experienced company will be something you should enjoy, rather than purchasing in the traditional way with all the stress that goes along with it.
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